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Best Personal Loan Options for Low-Income Earners in India

Getting a personal loan when you’re earning a modest income might seem difficult—but it’s not impossible. Many banks and NBFCs (Non-Banking Financial Companies) in India now offer tailored personal loan products even for lower income categories. In this blog, let’s

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Do Different Banks Have Different Salary Criteria for Personal Loans?

When it comes to getting a personal loan in India, your monthly income plays a big role. But here’s a key question many borrowers ask: Do different banks have different salary requirements for personal loans? The answer is yes! Let’s

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What is the Minimum Salary Required for a Personal Loan in India?

Getting a personal loan in India is easier than ever, but one of the most common questions asked is: “What is the minimum salary required for a personal loan?”Let’s break it down based on different borrower profiles and lender types.

MSME Business Loans: Unlock Growth with the Right Funding

India’s MSME sector is the backbone of economic growth, but access to timely finance remains a challenge for many small and medium businesses. At Shivafinz, we specialize in securing the right funding solutions so your business never faces a cash

Tax Planning: Smart Strategies to Reduce Your Tax Liability

Tax season doesn’t have to be stressful! With the right strategies, you can legally minimize your tax burden and maximize savings. At Shivafinz, we believe in smart financial planning, not last-minute tax panic. Here’s how you can optimize your taxes

Mortgage Loans: Unlock the Value of Your Property

A mortgage loan (loan against property) is a smart way to access funds for business expansion, education, medical emergencies, or personal financial needs—without selling your valuable asset. Key Features of Mortgage Loans in India Loan Amount – Up to 60%-80%

Education Loans: Empowering Your Academic Dreams

Pursuing higher education is a life-changing opportunity, but the rising costs can be a challenge. Education loans bridge this gap, ensuring that financial limitations don’t stand in the way of your academic ambitions. Key Features of Education Loans in India

Business Loan for Clothing Store

The Indian retail market is poised to reach a staggering value of USD 865 billion by 2024, driven by a consistent annual growth rate of approximately 10 percent. Within this expansive market, the apparel segment holds a significant share, accounting

Business Loan Kaise le in Hindi

बिज़नेस लोन लेने के लिए, आपकी उम्र 21 से 65 साल के बीच होनी चाहिए. साथ ही, आपका बिज़नेस दो से तीन साल से एक्टिव होना चाहिए और क्रेडिट स्कोर अच्छा होना चाहिए. अगर आप नया कारोबार शुरू करने जा रहे हैं,

Business Loan in Delhi

New Delhi, is a city that needs no introduction. Fondly referred to as ‘Dilwalo ki Dilli,’ it stands proudly as the capital of India, boasting a rich cultural tapestry and a lifestyle like no other. Often hailed as “Mini India,”