Skip to main content

Shivafinz

lv 0 20261008195126.jpg

Own Property? Unlock Funding for Your Business

Own a shop, commercial property, or office space and looking for funds to expand your business, manage working capital, or start a new venture? Your property could help you unlock the funding you need through Loan Against Property (LAP). Get

image 42

🔴 Struggling to Manage Payday Loans, Collection Calls or Increasing Loan Dues?

If your CIBIL score is dropping — especially below 700 — and you’re dealing with EMI bounces, overdue payments, multiple payday loans, increasing outstanding dues or frequent collection calls, don’t ignore the situation. Give the stress to us. We’re here

lv 0 20261003204310.jpg

Bangalore Home Purchase: Why Buyers Are Delaying

Affordability is a major reason why many buyers are delaying their home purchase in Bangalore. Most new properties are positioned in the premium category, while job uncertainty, layoffs, heavier EMIs, and more options to compare are making buyers more cautious.

image 41

🚀 Have a business idea but need funding to get started?

The Government of India has several schemes that can support eligible entrepreneurs and startups with business funding, subsidies, credit guarantees, and startup support. Some important options include:✅ PM MUDRA Yojana✅ PMEGP✅ Startup India Seed Fund Scheme✅ Credit Guarantee Scheme for

lv 0 20260928190543.jpg

Planning to Take a Home Loan? Check Your Eligibility First

Planning to buy your dream home but confused about which bank or NBFC is right for you? Choosing the right Home Loan is an important financial decision. Your eligibility can depend on factors such as your income, existing financial commitments,

image 40

🚨 UPI Payment Update: 0.40% MDR on Payments Above ₹2,000?

From October 15, UPI payments up to ₹2,000 remain free, while transactions above ₹2,000 may attract 0.40% MDR for merchants, subject to a maximum cap of ₹300 per transaction. 💳 ₹2,000 or below → No MDR💳 Above ₹2,000 → 0.40%

image 39

4 Must-Read Blogs for Business Owners & Credit Awareness!

Struggling with a business loan rejection, low CIBIL score, bad credit history, or credit card rejection? 💳💼 We’ve created 4 informative blogs to help you better understand CIBIL, credit history, business loans, credit cards, and credit improvement. 👉 Read our

image 38

💰 Not maintaining your average bank balance? You could be charged!

Many savings accounts have minimum average balance (AMB) requirements. If you don’t maintain the required balance, your bank may apply charges depending on your account type and applicable terms. From maintenance fees to service or transaction-related charges, even small deductions

lv 0 20260917192533.jpg

Taking Multiple Loans? This Could Be Why Your Loan Is Getting Rejected

Are you taking multiple payday loans, personal loans, bank loans, NBFC loans, or app loans? Multiple loan applications, frequent credit inquiries, and several short-term loans taken within the last 3–6 months may affect how lenders assess your loan application. If

image 35

Did you recently settle a loan? Think twice before applying for a new one

Many borrowers believe that settling a loan improves their financial profile. However, if a loan or credit card settlement has been done in the last 2 years, many banks and NBFCs may consider it while evaluating your loan application, which