Skip to main content

Shivafinz

image 45

🚨 SBI Customer Data Exposure: 3,897 Customer Records Found on the Dark Web

The State Bank of India (SBI) is investigating a suspected customer data exposure after approximately 3.75 lakh records were reportedly found on the dark web. Preliminary analysis identified 3,897 customer records containing sensitive personal information, including names, phone numbers, email

image 44

✨ Happy Dussehra | Victory Over Financial Worries! 🏹

May this Dussehra bring prosperity, growth, and happiness into your life. Just as Dussehra celebrates the victory of good over evil, let’s overcome financial challenges with smart financial planning. 💰 Shivafinz Services: ✅ Credit & CMR Score Repair ✅ Debt

WhatsApp Image 2026 10 18 at 10.19.09 AM

Home Loan Eligibility Calculation: Income, EMI and Down Payment

Are you planning to buy a property? Understanding home loan eligibility is an important step before applying for financing. Illustrative Home Loan Eligibility ExampleNet monthly income: ₹1,00,000Income considered for a new EMI: 75%–85%Illustrative new EMI capacity: ₹75,000–₹80,000Potential home loan amount:

image 43

🌺 Shubho Sharadiya! Wishing You and Your Family a Very Happy Durga Puja! 🙏

This Durga Puja, let’s celebrate the victory of good over evil—and take a step towards conquering the financial challenges that hold us back. 💚 Just as Maa Durga symbolizes strength, wisdom and prosperity, the right financial decisions can help you

lv 0 20261014165148.jpg 1

RBI Cancels 13 NBFC Licences; 10 Surrender Registrations

The Reserve Bank of India (RBI) announced regulatory action on October 9, 2026, cancelling the Certificates of Registration of 13 Non-Banking Financial Companies (NBFCs) under Section 45-IA(6) of the RBI Act, 1934. Another 10 NBFCs surrendered their licences for various

lv 0 20261012182031.jpg

5 Important Charges to Check Before Signing a Loan Agreement

Before taking a personal loan, home loan, or other credit facility, understand the charges that may affect your total borrowing cost. Always read the loan agreement carefully and confirm the exact charges with your lender. The amounts and percentages mentioned

lv 0 20261008195126.jpg

Own Property? Unlock Funding for Your Business

Own a shop, commercial property, or office space and looking for funds to expand your business, manage working capital, or start a new venture? Your property could help you unlock the funding you need through Loan Against Property (LAP). Get

image 42

🔴 Struggling to Manage Payday Loans, Collection Calls or Increasing Loan Dues?

If your CIBIL score is dropping — especially below 700 — and you’re dealing with EMI bounces, overdue payments, multiple payday loans, increasing outstanding dues or frequent collection calls, don’t ignore the situation. Give the stress to us. We’re here

lv 0 20261003204310.jpg

Bangalore Home Purchase: Why Buyers Are Delaying

Affordability is a major reason why many buyers are delaying their home purchase in Bangalore. Most new properties are positioned in the premium category, while job uncertainty, layoffs, heavier EMIs, and more options to compare are making buyers more cautious.

image 41

🚀 Have a business idea but need funding to get started?

The Government of India has several schemes that can support eligible entrepreneurs and startups with business funding, subsidies, credit guarantees, and startup support. Some important options include:✅ PM MUDRA Yojana✅ PMEGP✅ Startup India Seed Fund Scheme✅ Credit Guarantee Scheme for