Shivafinz

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How Multiple Loan Enquiries Can Affect Your Credit Score and Loan Approval Chances

Many borrowers believe that applying to multiple banks increases their chances of getting a loan. In reality, every loan application usually results in a credit enquiry, and too many enquiries within a short period can make lenders view your profile

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๐Ÿš€ We’re Hiring | Inside Sales Executive

Looking for an opportunity where your communication skills and passion for sales can help you build a rewarding career? Shivafinz is expanding, and we’re looking for Inside Sales Executives to join our growing team. ๐Ÿ“ Hiring For: Delhi | Kolkata

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Home Loan vs Home Loan Overdraft (OD): Which One Can Save You More Money?

Home Loan vs Home Loan Overdraft (OD): Which One Should You Choose? Most borrowers compare only the interest rate while selecting a home loan. However, the type of loan you choose can have a significant impact on your long-term interest

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Education Loans for Commercial Pilot Courses: Helping Future Pilots Take Off with Confidence

Becoming a Commercial Pilot is a dream for thousands of students across India. However, the high cost of Commercial Pilot License (CPL) training often becomes the biggest hurdle. At Shivafinz, we believe financial constraints should never prevent talented students from

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Why Leaders Like Kunal Shah Matter for India’s FinTech Future

India has become one of the world’s fastest-growing digital payment markets, driven by UPI, fintech innovation, and increasing digital adoption. However, building a successful financial ecosystem requires much more than offering a payment solution. Entrepreneurs like Kunal Shah, Founder of

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Instant Loan Apps vs Bank Loans: What Every Borrower Should Know Before Taking a Loan

Instant loan apps have made borrowing money easier than ever. With approvals in minutes and minimal documentation, many people choose these loans during financial emergencies. However, convenience often comes at a cost. Many instant loan apps charge significantly higher interest

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5 Important Financial Updates Every Salaried Employee Should Know in 2026

If you’re a salaried employee in India, staying updated with the latest financial and tax changes is essential for better financial planning. From income tax filing to EPF contributions, these updates can directly impact your savings and future wealth. 1.

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Commercial Pilot License (CPL) Education Loan in India

Commercial Pilot License (CPL) Education Loan in India: Eligibility, Documents & Approval Process Get education loans for Commercial Pilot License (CPL) training in India and abroad. Learn eligibility criteria, CIBIL score requirements, co-applicant conditions, and loan approval timelines. ๐Ÿ“ž Contact

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๐Ÿšจ BIG CHANGE COMING TO INDIAN CURRENCY? ๐Ÿ‡ฎ๐Ÿ‡ณ๐Ÿ’ต

The Reserve Bank of India (RBI) is reportedly preparing to test Polymer Currency Notes, which could transform the future of cash transactions in India. Unlike traditional paper notes, polymer notes are: โœ… Waterproofโœ… More durable and long-lastingโœ… Harder to tear

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๐Ÿšจ RBI Changed CIBIL Updates to Weekly

Hi, I’m Swastika from Shivafinz โ€” and this is one of the most important financial updates of 2026 that every Indian with a loan or credit card must know. RBI has changed the CIBIL update system. Starting now, your credit