Missed your EMI this month? Don’t worry! The Reserve Bank of India (RBI) has introduced a new guideline that gives borrowers some relief.If your EMI bounces, you now get a 30-day window to clear your dues — without any impact
When applying for a personal loan, business loan, or any financial service, trusting the right lender is extremely important. With so many loan scams happening these days, it’s crucial to verify whether the lender (bank, NBFC, or loan app) is
With the rising demand for quick personal loans, scammers and fraudsters have found ways to exploit people in urgent need of money. Fake loan offers can look convincing, but there are clear red flags that you should never ignore. In
When applying for a personal loan in India, your salary plays a key role in determining whether your application will be approved, how much you can borrow, and at what interest rate. Whether you’re salaried or self-employed, banks use your
Getting a personal loan when you’re earning a modest income might seem difficult—but it’s not impossible. Many banks and NBFCs (Non-Banking Financial Companies) in India now offer tailored personal loan products even for lower income categories. In this blog, let’s
When it comes to getting a personal loan in India, your monthly income plays a big role. But here’s a key question many borrowers ask: Do different banks have different salary requirements for personal loans? The answer is yes! Let’s
Getting a personal loan in India is easier than ever, but one of the most common questions asked is: “What is the minimum salary required for a personal loan?”Let’s break it down based on different borrower profiles and lender types.
India’s MSME sector is the backbone of economic growth, but access to timely finance remains a challenge for many small and medium businesses. At Shivafinz, we specialize in securing the right funding solutions so your business never faces a cash
Tax season doesn’t have to be stressful! With the right strategies, you can legally minimize your tax burden and maximize savings. At Shivafinz, we believe in smart financial planning, not last-minute tax panic. Here’s how you can optimize your taxes
A mortgage loan (loan against property) is a smart way to access funds for business expansion, education, medical emergencies, or personal financial needs—without selling your valuable asset. Key Features of Mortgage Loans in India Loan Amount – Up to 60%-80%
