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πŸͺ”βœ¨ Celebrate the Festival of Lights with Prosperity, Happiness & Financial

Well-being! ✨πŸͺ” May Goddess Lakshmi bless your home with wealth, happiness and peace. This Diwali, may your dreams shine brighter, your finances grow stronger, and your future be filled with new opportunities. Shivafinz wishes you and your family a very

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Payday Loan Debt Consolidation: What to Do Next?

Managing multiple payday loans can become financially challenging. Instead of taking additional payday loans to repay existing dues, borrowers should explore appropriate debt management solutions. If you own residential or commercial property, secured debt consolidation may be an option. If

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Your Mobile Number Is More Than Just a Contact Number! πŸ“±

Your mobile number plays a crucial role in loan approvals, KYC verification, Aadhaar linking, banking alerts, and credit report access. Keep your mobile number updated across your bank account and Aadhaar records to help avoid verification delays and support smoother

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RBI Repo Rate Update | October 2026

The repo rate is reported to have increased by 25 basis points, from 5.25% to 5.50%, effective 7 October 2026. For borrowers, changes in the repo rate may influence lending rates and EMI obligations, depending on the lender and loan

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🚨 SBI Customer Data Exposure: 3,897 Customer Records Found on the Dark Web

The State Bank of India (SBI) is investigating a suspected customer data exposure after approximately 3.75 lakh records were reportedly found on the dark web. Preliminary analysis identified 3,897 customer records containing sensitive personal information, including names, phone numbers, email

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✨ Happy Dussehra | Victory Over Financial Worries! 🏹

May this Dussehra bring prosperity, growth, and happiness into your life. Just as Dussehra celebrates the victory of good over evil, let’s overcome financial challenges with smart financial planning. πŸ’° Shivafinz Services: βœ… Credit & CMR Score Repair βœ… Debt

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Home Loan Eligibility Calculation: Income, EMI and Down Payment

Are you planning to buy a property? Understanding home loan eligibility is an important step before applying for financing. Illustrative Home Loan Eligibility ExampleNet monthly income: β‚Ή1,00,000Income considered for a new EMI: 75%–85%Illustrative new EMI capacity: β‚Ή75,000–₹80,000Potential home loan amount:

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🌺 Shubho Sharadiya! Wishing You and Your Family a Very Happy Durga Puja! πŸ™

This Durga Puja, let’s celebrate the victory of good over evilβ€”and take a step towards conquering the financial challenges that hold us back. πŸ’š Just as Maa Durga symbolizes strength, wisdom and prosperity, the right financial decisions can help you

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RBI Cancels 13 NBFC Licences; 10 Surrender Registrations

The Reserve Bank of India (RBI) announced regulatory action on October 9, 2026, cancelling the Certificates of Registration of 13 Non-Banking Financial Companies (NBFCs) under Section 45-IA(6) of the RBI Act, 1934. Another 10 NBFCs surrendered their licences for various

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5 Important Charges to Check Before Signing a Loan Agreement

Before taking a personal loan, home loan, or other credit facility, understand the charges that may affect your total borrowing cost. Always read the loan agreement carefully and confirm the exact charges with your lender. The amounts and percentages mentioned