The Government of India has several schemes that can support eligible entrepreneurs and startups with business funding, subsidies, credit guarantees, and startup support. Some important options include:✅ PM MUDRA Yojana✅ PMEGP✅ Startup India Seed Fund Scheme✅ Credit Guarantee Scheme for
Planning to buy your dream home but confused about which bank or NBFC is right for you? Choosing the right Home Loan is an important financial decision. Your eligibility can depend on factors such as your income, existing financial commitments,
From October 15, UPI payments up to ₹2,000 remain free, while transactions above ₹2,000 may attract 0.40% MDR for merchants, subject to a maximum cap of ₹300 per transaction. 💳 ₹2,000 or below → No MDR💳 Above ₹2,000 → 0.40%
Struggling with a business loan rejection, low CIBIL score, bad credit history, or credit card rejection? 💳💼 We’ve created 4 informative blogs to help you better understand CIBIL, credit history, business loans, credit cards, and credit improvement. 👉 Read our
Many savings accounts have minimum average balance (AMB) requirements. If you don’t maintain the required balance, your bank may apply charges depending on your account type and applicable terms. From maintenance fees to service or transaction-related charges, even small deductions
Are you taking multiple payday loans, personal loans, bank loans, NBFC loans, or app loans? Multiple loan applications, frequent credit inquiries, and several short-term loans taken within the last 3–6 months may affect how lenders assess your loan application. If
Many borrowers believe that settling a loan improves their financial profile. However, if a loan or credit card settlement has been done in the last 2 years, many banks and NBFCs may consider it while evaluating your loan application, which
May Lord Ganesha bless you with the wisdom to make the right financial decisions, the strength to overcome every obstacle, and the prosperity to achieve your dreams. 🌿💰 At Shivafinz, we believe that every financial journey begins with the right
If you’re juggling multiple personal loans, credit card outstanding, app-based loans, or payday loans, chances are someone has told you: “Just consolidate everything into one loan and pay a single EMI.” It sounds simple. Unfortunately, it isn’t always possible —
Payday loans are short-term loans that usually come with very tight repayment timelines and potentially high borrowing costs. Taking one loan to repay another can quickly turn into a debt cycle. So, can payday loans be consolidated? 👉 Unsecured consolidation
