Are you a property owner looking for quick funds without selling your asset? A Mortgage Loan or Loan Against Property (LAP) might be the smartest financial option for you. At Shivafinz, we help you understand these solutions so you can
Buying or owning a B Khata property in India often comes with one big question — “Can I get a loan approved for it?” The answer is yes, but the process can be tricky without the right financial guidance. At
Managing multiple loans can be stressful — especially if you have app-based loans, credit card dues, and personal loans piling up. Each loan comes with different interest rates, due dates, and EMIs, making it hard to keep track. This is
If you’ve ever applied for a loan or credit card, you know that your CIBIL score plays a big role in getting your application approved. But what if your CIBIL score shows as -1 or 0? Does that mean you
If you’re an NRI (Non-Resident Indian) living abroad and dreaming of owning property in India, here’s the good news — you absolutely can get a home loan in India as an NRI. The process is slightly different from a regular
Buying a home is one of the biggest financial commitments in life. With property prices rising, many people wonder how they can boost their home loan eligibility and reduce repayment burden. One smart solution? A Joint Home Loan. But is
If you’re planning to buy a home, you’ve probably come across the term LTV, or Loan-to-Value ratio. But what exactly does it mean—and how can it affect your home loan approval? At Shivafinz, we believe in empowering home buyers with
Are you still paying a high-interest rate on your home loan? You might be losing lakhs over the loan tenure without even realizing it. A Home Loan Balance Transfer allows you to switch your existing loan from one lender to
Thinking of renovating your home or consolidating existing loans? A Home Loan Top-Up might be your smartest financial move yet. A home loan top-up is an additional amount that a borrower can avail on top of their existing home loan.
Missing an EMI (Equated Monthly Installment) on your home loan can be stressful—but it’s not always a disaster if handled correctly. Whether it’s your first miss or a recurring issue, understanding how banks and credit bureaus treat these situations is
