Many people wonder whether it’s possible to get a personal loan without a salary slip. While the answer may seem simple, there are important financial details to understand before applying. At Shivafinz, we break down the truth behind personal loans
When applying for a personal loan in India, your monthly salary plays a significant role in determining your loan eligibility. If your salary is above ₹30,000, banks and NBFCs follow a specific set of rules to assess how much loan
Are you planning to apply for a loan?Beware of fraudsters asking for advance payments before approving your loan!In this blog, we’ll explain why asking for upfront money is a red flag and how genuine lenders actually work.Stay alert. Stay safe.
Missed your EMI this month? Don’t worry! The Reserve Bank of India (RBI) has introduced a new guideline that gives borrowers some relief.If your EMI bounces, you now get a 30-day window to clear your dues — without any impact
When applying for a personal loan, business loan, or any financial service, trusting the right lender is extremely important. With so many loan scams happening these days, it’s crucial to verify whether the lender (bank, NBFC, or loan app) is
With the rising demand for quick personal loans, scammers and fraudsters have found ways to exploit people in urgent need of money. Fake loan offers can look convincing, but there are clear red flags that you should never ignore. In
When applying for a personal loan in India, your salary plays a key role in determining whether your application will be approved, how much you can borrow, and at what interest rate. Whether you’re salaried or self-employed, banks use your
Getting a personal loan when you’re earning a modest income might seem difficult—but it’s not impossible. Many banks and NBFCs (Non-Banking Financial Companies) in India now offer tailored personal loan products even for lower income categories. In this blog, let’s
When it comes to getting a personal loan in India, your monthly income plays a big role. But here’s a key question many borrowers ask: Do different banks have different salary requirements for personal loans? The answer is yes! Let’s
Getting a personal loan in India is easier than ever, but one of the most common questions asked is: “What is the minimum salary required for a personal loan?”Let’s break it down based on different borrower profiles and lender types.
