When it comes to buying your dream home, getting the home loan approved is a crucial step. But did you know that even if your CIBIL score is perfect and your income is stable, your loan can still be rejected?
In today’s fast-evolving work culture, more Indians are embracing freelancing and self-employment. But one of the biggest concerns for these individuals is:“Can I get a home loan if I don’t have a fixed monthly salary?” The answer is YES —
Getting a home loan is a major step in your financial journey—but many buyers wonder how long it actually takes from application to disbursal. Let’s break down the entire timeline and help you plan better. 📅 Step-by-Step Home Loan Timeline
Buying your dream home? One of the most important questions every homebuyer has is:“How much down payment is required for a home loan?”Let’s break it down in simple terms so you can plan better and borrow smarter. 💰 What Is
Buying your dream home? One of the smartest ways to increase your home loan eligibility and reduce financial stress is by applying with a joint applicant. Whether it’s your spouse, sibling, or parent, a joint home loan can offer several
Choosing the right type of interest rate can save you thousands over the course of your loan. Whether you’re applying for a home loan, business loan, or personal loan, the debate between fixed and floating interest rates is crucial for
📌 Introduction Your CIBIL score is a critical number that determines your creditworthiness. Whether you’re applying for a personal loan, home loan, or even a credit card, your CIBIL score can either unlock opportunities or close doors. But what is
When applying for a loan in India, your credit score plays a major role. But did you know there’s more than just one CIBIL score? Yes, India has multiple credit bureaus authorized to track and generate credit scores. Understanding these
Whether you’re applying for a personal loan, home loan, or credit card—your CIBIL score can make or break the deal. ✅ What is CIBIL? CIBIL stands for Credit Information Bureau (India) Limited. It is one of India’s oldest and most
If you recently received an email from your bank about changes in your home loan EMI, you’re not alone. The reason behind this is India’s current repo rate, which stands at 5.5%. But what does the repo rate really mean?
