Are you a sole proprietor looking to expand your business and need funding quickly? An unsecured business loan might be the right choice for you. But before approaching a bank or NBFC, it’s crucial to have the correct documents ready
Are you planning to scale your business but unsure which type of business loan is suitable for you? Understanding the difference between secured and unsecured business loans is crucial before applying. Let’s break it down for you. ✅ What is
If you’re planning to start or scale your business and need funds, a business loan can be the quickest route to finance growth. But before applying, it’s crucial to know whether you qualify. At Shivafinz, we break it down simply.
Thinking of scaling your business but falling short on funds? You’re not alone. Thousands of entrepreneurs face the same challenge every day. The good news? A business loan from banks or NBFCs (Non-Banking Financial Companies) could be the perfect solution
Struggling to get a personal loan approved despite having a steady income? Your existing EMIs might be the hidden reason why. Most people overlook one critical factor when applying for a personal loan — the Debt-to-Income (DTI) ratio. In this
Are you facing loan rejections even though you have a stable income? You’re not alone. Many people find themselves confused when their loan applications are turned down without a clear explanation. At Shivafinz, we believe in empowering you with the
A common question we get at Shivafinz is — “I need a loan, but I don’t have any formal income statements. Can I still get approved?” Let’s address this clearly. ❌ Can You Get a Loan Without Income Proof? No,
Many people wonder whether it’s possible to get a personal loan without a salary slip. While the answer may seem simple, there are important financial details to understand before applying. At Shivafinz, we break down the truth behind personal loans
When applying for a personal loan in India, your monthly salary plays a significant role in determining your loan eligibility. If your salary is above ₹30,000, banks and NBFCs follow a specific set of rules to assess how much loan
Are you planning to apply for a loan?Beware of fraudsters asking for advance payments before approving your loan!In this blog, we’ll explain why asking for upfront money is a red flag and how genuine lenders actually work.Stay alert. Stay safe.
