When financial needs arise, many people think of personal loans or business loans. But did you know that you can unlock funds by pledging your existing property? This option is known as a Mortgage Loan or Loan Against Property (LAP).
Starting your own business is exciting—but it often comes with one big challenge: funding. Most startup founders struggle to raise enough capital, and bank loans or venture funding are not always easy to secure. But here’s some good news: if
A Mortgage Loan or Loan Against Property (LAP) is one of the most reliable ways to access large funds without selling your property. Whether it’s a residential, commercial, or industrial property, you can pledge it to banks or NBFCs (Non-Banking
Are you a property owner looking for quick funds without selling your asset? A Mortgage Loan or Loan Against Property (LAP) might be the smartest financial option for you. At Shivafinz, we help you understand these solutions so you can
Buying or owning a B Khata property in India often comes with one big question — “Can I get a loan approved for it?” The answer is yes, but the process can be tricky without the right financial guidance. At
Managing multiple loans can be stressful — especially if you have app-based loans, credit card dues, and personal loans piling up. Each loan comes with different interest rates, due dates, and EMIs, making it hard to keep track. This is
If you’ve ever applied for a loan or credit card, you know that your CIBIL score plays a big role in getting your application approved. But what if your CIBIL score shows as -1 or 0? Does that mean you
If you’re an NRI (Non-Resident Indian) living abroad and dreaming of owning property in India, here’s the good news — you absolutely can get a home loan in India as an NRI. The process is slightly different from a regular
Buying a home is one of the biggest financial commitments in life. With property prices rising, many people wonder how they can boost their home loan eligibility and reduce repayment burden. One smart solution? A Joint Home Loan. But is
If you’re planning to buy a home, you’ve probably come across the term LTV, or Loan-to-Value ratio. But what exactly does it mean—and how can it affect your home loan approval? At Shivafinz, we believe in empowering home buyers with
