Are you paying multiple EMIs every month and finding it difficult to manage your finances? If you have several personal loans, app loans, or a large credit card outstanding balance, debt consolidation may help simplify your repayments. Instead of managing multiple due dates and interest rates, debt consolidation combines eligible debts into a single repayment structure, making financial planning easier.
In this guide, we’ll explain what debt consolidation is, how it works in India, who qualifies for it, and the difference between secured and unsecured debt consolidation options.
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