💰 Want a safe & risk-free monthly income of ₹10,000 – ₹20,000 in India?
Two Government-backed investment schemes can help you earn steady income — often higher than regular FDs 👇
✅ Post Office Monthly Income Scheme (POMIS)
- Invest up to ₹9 lakh (Single) / ₹15 lakh (Joint)
- Earn 7.4% interest paid monthly
- Example: ₹15 lakh investment ≈ ₹9,250 monthly income
✅ Senior Citizen Savings Scheme (SCSS)
- Invest up to ₹30 lakh
- Earn 8.2% interest paid quarterly
- Example: ₹30 lakh investment ≈ ₹20,000+ monthly equivalent
📌 Both schemes are Government guaranteed, low-risk, and have a 5-year lock-in (extendable in SCSS).
📌 Principal amount is returned on maturity, with early withdrawal option (small penalty applicable).
👉 These schemes are ideal for retirees, passive income seekers, and conservative investors.
For more such smart financial guidance, stay connected with Shivafinz.
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