Taking a loan is easy in India…
But repaying it can become overwhelming.
📊 Personal loan NPAs have jumped from
₹7.42 lakh crore (2023) ➝ ₹11.21 lakh crore (2025)
That’s why responsible borrowing matters.
If you’re feeling stuck, stressed, or confused about loans or finances — you’re not alone.
📩 DM Shivafinz for the right guidance.
📞 Contact Shivafinz Today
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