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 Food Business Owners Don’t Miss This!

If you are running a food processing or food-related business, this Government of India scheme can be a game-changer for you 👇 🍴 PMFME – Pradhan Mantri Formalization of Micro Food Processing Enterprise Scheme ✅ Credit Linked Subsidy up to

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Mortgage Loan Against Rental Income 

Are you earning Rental Property Income?Then getting a loan may be easier than you think. With rental income, Banks and NBFC’s consider your profile stronger.📌 Required documents:✔️ Bank statement showing rental credits✔️ ITR✔️ CIBIL score above 720 For the right

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Loan Rejected? Low CIBIL? High Obligations? Don’t stress — Shivafinz is here to fix it.

💼 Loan stuck? Low CIBIL? High obligations?Don’t stress — Shivafinz is here to fix it. Talking about finances isn’t easy… but getting help should be.Your Bangalore-based finance partner is ready to support you with: ✅ Personal, Business, Home & Education

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Want a Debt Consolidation ?

*Want A Debt Consolidation ?*Too many loans and credit cards? Feeling trapped in EMIs every month?If your CIBIL score is 750+ but still your loan applications are getting rejected, it’s time to act smart — not stressed! 💡 At Shivafinz,

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🏦 How to Improve Your CIBIL Score Quickly to Get a Loan

Introduction Your CIBIL score plays a crucial role in determining your eligibility for loans, credit cards, and other financial products. Whether you’re applying for a home loan, personal loan, or business loan, lenders check your credit score to evaluate your

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📉 Repo Rate in India Drops to 5.5% — What Should You Do as a Borrower?

💡 Introduction The Reserve Bank of India (RBI) has recently announced a repo rate cut from 6% to 5.5%, effective from June 6.This decision is great news for existing loan borrowers and new applicants, as it directly impacts home loans,

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🚀 Business Loans Made Easy: Grow Without Mortgaging Your Peace of Mind

Introduction Starting or expanding a business shouldn’t mean mortgaging your assets — or your peace of mind. With financial solutions evolving in India, getting a business loan has become faster, simpler, and more flexible than ever before. Whether you’re a

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💼 Collateral-Free Business Loans Under the PM Mudra Yojana: A Lifeline for MSMEs in India

Introduction Starting a business in India doesn’t always require huge capital — but access to the right funding at the right time can make all the difference.For small business owners, traders, and service providers, the government’s PM Mudra Yojana (Pradhan

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🇮🇳 Major GST Reform 2025: India Simplifies Tax Structure to Boost Ease of Doing Business

Introduction The Indian government has announced a major GST (Goods and Services Tax) reform aimed at simplifying the existing tax framework and reducing compliance complexities. The earlier four-tiered GST structure (5%, 12%, 18%, and 28%) has now been rationalized into

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🎓 How to Save Lakhs on Your Education Loan: Smart Repayment Tips Every Student Should Know

Introduction Education loans open doors to better opportunities — but they can also become a long-term financial burden if not managed wisely. Many students wait until the moratorium period ends before starting repayment, which often leads to higher interest accumulation.