If your business is over one year old, earns ₹1 lakh+ per month, and has a 750+ CIBIL score but no GST or ITR, bank loan rejection is common.Understand the reality of business loan eligibility and explore smarter funding options
India and the European Union have signed what many are calling the “Mother of All Deals.” 🇮🇳🤝🇪🇺 This historic Free Trade Agreement brings together two major economic powers, covering nearly 25% of global GDP and close to 2 billion consumers.
Home Loan Rejected? It’s Not the Bank—Here’s the Real Reason 3 Non-Negotiables You Must Check Before Applying for a Home Loan A-Khata vs B-Khata: How Property Type Impacts Home Loan Approval How Proper Loan Profiling Can Prevent Home Loan Rejection
🔑 3 Smart Home Loan Tricks That Can Save You Lakhs ₹ (Banks will never tell you this) 🏠 ₹50 Lakh Home Loan | 25 Years | ₹40,000 EMI 📊 First-Year Reality Check:₹4.8 Lakh paid →👉 ₹60,000 goes to principal👉
Taking a loan is easy in India…But repaying it can become overwhelming. 📊 Personal loan NPAs have jumped from₹7.42 lakh crore (2023) ➝ ₹11.21 lakh crore (2025) That’s why responsible borrowing matters. If you’re feeling stuck, stressed, or confused about
🇮🇳 Happy Republic Day, India! 🇮🇳 On this proud day, we celebrate the spirit of our Constitution, the strength of our democracy, and the aspirations of a growing nation. At Shivafinz, we remain committed to empowering individuals and businesses with
🚨 ₹55 Lakhs Paid… Hidden Mortgage Discovered Later 🚨 A buyer trusted the seller and paid ₹55 lakh as advance for a land deal.The agreement said “property free from liabilities” — but the truth came later. ❌ A pending mortgage
Most banks and agencies submit your loan application without properly analysing your financial profile — and that’s exactly why rejections happen. At Shivafinz, we do it differently.✅ Detailed financial analysis✅ Income & obligation assessment✅ Credit profile evaluation✅ Connect you only
🚨 LATEST 2026 TAX RELIEF UPDATES – INDIA 🇮🇳 🚨 Business owners & entrepreneurs, this is your chance to save big and grow smart in FY 2026: ✅ Higher depreciation & capital investment deductions✅ Extended tax benefits for Startups &
Main Content:At Shivafinz, we start by analyzing your CIBIL PDF report in detail. We identify:✔️ Write-off accounts✔️ Settled accounts✔️ DPD (late payment) issues Based on this analysis, we initiate the rectification process and work towards improving your CIBIL score up
