Shivafinz

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Effect of CIBIL Score on Loans & Credit Cards

✅ Good CIBIL (750+)* Easy loan approval* Faster credit card approval* Lower interest rates* Higher loan eligibility* More bank & card options ❌ Low CIBIL (Below 710)* Loan & card rejection risk* Higher interest rates* Lower loan amount* Limited bank

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The RBI has tightened rules on digital lending platforms and personal loans.

Easy loans and instant approvals have led to rising bad debts, defaults, and financial stress for many individuals and families. Before taking any quick loan, pause and understand the impact on your credit score and future finances. If you’re stuck

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 Important Financial Update

The RBI is tightening regulations on digital lending platforms and unsecured personal loans to protect borrowers from debt traps caused by easy, short-term loans. Quick money may look attractive today, but it can seriously impact your credit score, financial stability,

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 Want to Manage Your Money Smartly?You Only Need 2 Bank Accounts

. If you’re a salaried professional, stop complicating your finances.Keep it simple, disciplined, and effective 👇 🏦 Account 1: Salary Account ✔ Your salary gets credited here✔ Use this account only for fixed commitments & investments✔ This is your control

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Did you know this about Education Loans?

As per recent High Court directions,👉 If a student or parent has a low CIBIL score,👉 Banks cannot reject an education loan application solely on this basis,👉 And parents cannot be forced to become guarantors in every case. This is

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Get Home Loan Approval for B/ E-Khata 

B-Khata Property Loan | Get the Right Funding Support Description:If you own a B-Khata property or are planning to buy one, loan rejections from banks are common. At Shivafinz, we help you explore home loan options for B-Khata properties, subject

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No ITR? Still need a business loan?

Yes, it’s possible.At Shivafinz, you can get a business loan without ITR — ✅ All you need is a healthy bank statement❌ No bounces allowed📊 CIBIL score 720+ mandatory 💰 Loan amount available up to ₹1 CRORE🏦 Funding from top

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 Parents, stop scrolling. Let your child join their DREAM university — India or Abroad.

🎤 Reel Script:Education should never be limited by money. Now parents can get✅ Education loan up to ₹1.5 CRORE✅ For India & Abroad universities✅ From top banks & NBFCs✅ Approval within 5 working days✅ Interest rates starting from 9% to

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STOP taking payday loans — starting TODAY.

In India, nearly 80% of borrowers are struggling to repay payday loans due to interest rates ranging from 10% to 45% 📉What begins as quick money often ends in:❌ Debt traps❌ Financial stress❌ CIBIL score damage📞 Contact Shivafinz Today📲 Phone:

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Throw your PAN card away because it will get deactivated soon!

As per the Indian Government, if your PAN card is not linked with Aadhaar before the New Year, it may get deactivated. If that happens 👇❌ You cannot open a savings account❌ You cannot buy insurance❌ You cannot make any