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Fixed vs Floating Interest Rate: Which Is Better for You?

Choosing the right type of interest rate can save you thousands over the course of your loan. Whether you’re applying for a home loan, business loan, or personal loan, the debate between fixed and floating interest rates is crucial for

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Good vs Bad CIBIL Score: What It Means & How to Improve It in 2024

📌 Introduction Your CIBIL score is a critical number that determines your creditworthiness. Whether you’re applying for a personal loan, home loan, or even a credit card, your CIBIL score can either unlock opportunities or close doors. But what is

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Understanding the Types of CIBIL Scores in India

When applying for a loan in India, your credit score plays a major role. But did you know there’s more than just one CIBIL score? Yes, India has multiple credit bureaus authorized to track and generate credit scores. Understanding these

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What is CIBIL & How It Affects Your Loan Approval?

Whether you’re applying for a personal loan, home loan, or credit card—your CIBIL score can make or break the deal. ✅ What is CIBIL? CIBIL stands for Credit Information Bureau (India) Limited. It is one of India’s oldest and most