A common question we get at Shivafinz is — “I need a loan, but I don’t have any formal income statements. Can I still get approved?” Let’s address this clearly. ❌ Can You Get a Loan Without Income Proof? No,
Many people wonder whether it’s possible to get a personal loan without a salary slip. While the answer may seem simple, there are important financial details to understand before applying. At Shivafinz, we break down the truth behind personal loans
When applying for a personal loan in India, your monthly salary plays a significant role in determining your loan eligibility. If your salary is above ₹30,000, banks and NBFCs follow a specific set of rules to assess how much loan
