If your business is over one year old, earns ₹1 lakh+ per month, and has a 750+ CIBIL score but no GST or ITR, bank loan rejection is common.
Understand the reality of business loan eligibility and explore smarter funding options in this guide.Many businesses with strong income and excellent CIBIL scores still face business loan rejections due to missing GST or ITR filings.
Learn why banks decline such cases and how alternative funding routes can work in your favor.Reach out to Shivafinz for more .
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