Terms and Conditions
Effective Date: 12th August,2024.
Website: www.shivafinz.com
Operated by: Trayatech Financial Consultancy Private Limited
Registered Office: Bengaluru, Karnataka, India
Service Description
- Trayatech Financial Consultancy Private Limited facilitates connections between users and various financial institutions (Banks, NBFCs) to assist with loan applications and related financial product inquiries.
- Trayatech Financial Consultancy Private Limited offers services including, but not limited to, loan product information, application assistance, and credit-related support.
- The services provided by Trayatech Financial Consultancy Private Limited are subject to the terms and conditions of the partner financial institutions.
Eligibility
- Applicants must be Indian citizens.
- Applicants must be of legal age to enter into contracts, as determined by Indian law.
- Applicants must provide accurate and complete information as required by Trayatech Financial Consultancy Private Limited and partner financial institutions.
- Eligibility for loan products is determined by the respective lender’s criteria.
Loan Application Process
- Submitting an application through Trayatech Financial Consultancy Private Limited does not guarantee loan approval.
- Loan approval, amount, interest rate, tenure, and other terms are at the sole discretion of the lending institution.
- Trayatech Financial Consultancy Private Limited is not responsible for the approval or rejection of any loan application.
- The user is responsible for reviewing all loan documents provided by the lender, including terms, conditions, and fee schedules.
User Responsibilities
- Users are responsible for the accuracy of the information provided through the Trayatech Financial Consultancy Private Limited platform.
- Users agree to cooperate with Trayatech Financial Consultancy Private Limited and partner financial institutions in the loan application process.
- Users are responsible for maintaining the confidentiality of their account information.
- Users must use the website and services in compliance with all applicable laws and regulations.
Data Usage and Privacy
- By using Trayatech Financial Consultancy Private Limited, users consent to the collection, use, and sharing of their information as described in our Privacy Policy.
- Trayatech Financial Consultancy Private Limited may share user information with partner Banks, NBFCs, and authorized service providers for loan processing and related purposes.
- Trayatech Financial Consultancy Private Limited is committed to protecting user data and adheres to industry best practices and applicable data protection laws. Our Privacy Policy details how we collect, use, and protect your data.
- Users have the right to review, update, and correct their personal information.
Financial Information and Advice
- Trayatech Financial Consultancy Private Limited provides information for general guidance only. This information does not constitute financial advice.
- Users should seek independent financial advice before making any decisions related to financial products.
- Trayatech Financial Consultancy Private Limited does not endorse or guarantee the products or services of any partner financial institution.
Limitation of Liability
- Trayatech Financial Consultancy Private Limited is not liable for any direct, indirect, incidental, consequential, or special damages arising from the use of its services.
- Trayatech Financial Consultancy Private Limited is not responsible for any errors, omissions, or inaccuracies in the information provided by partner financial institutions.
- Trayatech Financial Consultancy Private Limited is not liable for any delays, rejections, or changes in loan terms offered by lenders.
- To the maximum extent permitted by law, Trayatech Financial Consultancy Private Limited’s liability shall be limited to the fees, if any, paid by the user for the services.
Intellectual Property
- All content on the Shivafinz website, including text, graphics, logos, and software, is the property of Trayatech Financial Consultancy Private Limited or its licensors and is protected by intellectual property laws.
- Users may not reproduce, modify, distribute, or create derivative works based on this content without express written permission from Trayatech Financial Consultancy Private Limited.
Third-Party Links
- The Shivafinz website may contain links to third-party websites. These links are provided for convenience only.
- Trayatech Financial Consultancy Private Limited is not responsible for the content, accuracy, or security of third-party websites.
- Users access third-party websites at their own risk.
Modification of Terms
- Trayatech Financial Consultancy Private Limited reserves the right to modify these Terms and Conditions at any time without prior notice.
- The most current version of the Terms and Conditions will be posted on the Shivafinz website.
- Continued use of Shivafinz services after any changes constitutes acceptance of the revised Terms and Conditions.
Governing Law and Jurisdiction
- These Terms and Conditions are governed by the laws of India.
- Any disputes arising from these Terms and Conditions shall be subject to the exclusive jurisdiction of the courts in Bangalore, Karnataka .
Contact Information
- For any questions or concerns regarding these Terms and Conditions, please contact us at:
Email: helpdesk@shivafinz.com
Phone: 9739468041
Severability
- If any provision of these Terms and Conditions is held to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
Disclaimer: Loan applications are subject to the independent evaluation and approval processes of registered Banks and NBFCs. Trayatech Financial Consultancy Private Limited operates solely as a loan service facilitator and does not provide direct financing or guarantee loan approvals.