Tax season doesn’t have to be stressful! With the right strategies, you can legally minimize your tax burden and maximize savings. At Shivafinz, we believe in smart financial planning, not last-minute tax panic. Here’s how you can optimize your taxes for FY 2025-26.
1️⃣ Choose the Right Tax Regime
The new tax regime offers lower tax rates but no deductions, while the old regime allows exemptions like 80C, HRA, and home loan interest. Not sure which works best? We can help you compare and choose the smarter option.
2️⃣ Maximize Deductions & Exemptions
Under the old tax regime, you can claim:
✔ ₹1.5 lakh deduction under Section 80C (Investments in PPF, ELSS, LIC, etc.)
✔ ₹50,000 under Section 80D for health insurance premiums
✔ HRA benefits if you live in a rented house
✔ Home loan interest deduction under Section 24(b)
3️⃣ Invest Wisely to Save Tax
Tax-saving instruments like ELSS mutual funds, NPS, PPF, and ULIPs offer dual benefits—tax savings and wealth creation. Let’s build your portfolio strategically.
4️⃣ Leverage Business Tax Benefits
If you’re a business owner, tax planning becomes even more critical. Claim depreciation, optimize GST input credit, and structure your income efficiently to lower tax liability.
💡 At Shivafinz, we tailor tax-saving strategies based on your income, investments, and financial goals. Get in touch to make tax planning stress-free and rewarding.
📩 Schedule a tax consultation today!