A mortgage loan (loan against property) is a smart way to access funds for business expansion, education, medical emergencies, or personal financial needs—without selling your valuable asset.
Key Features of Mortgage Loans in India
Loan Amount – Up to 60%-80% of the property’s market value, depending on lender policies.
Competitive Interest Rates – Lower than unsecured loans, making it a cost-effective option.
Flexible Tenure – Repayment periods extend up to 15 years or more, ensuring manageable EMIs.
Multi-Purpose Usage – Can be used for business, education, medical needs, or personal expenses.
Eligibility Criteria
Age – Applicants should typically be 18-65 years old.
Income Stability – A steady income is essential for loan approval.
Property Ownership – The property should have clear ownership and legal documentation.
Good Credit History – A high CIBIL score improves approval chances and interest rates.
Shivafinz: Your Mortgage Loan Partner
Navigating mortgage loans can be complex, but Shivafinz makes it simple by offering:
Personalized Loan Comparison – We help you find the best loan from top lenders.
End-to-End Assistance – From documentation to approval, we handle it all.
Quick Processing – Get access to funds without unnecessary delays.
Available in Major Cities
📍 Bangalore, Delhi NCR, Mumbai, Pune, Thane, and Kolkata
💡 Turn your property into a financial asset today! Connect with Shivafinz for expert mortgage loan solutions.