If your CIBIL score is dropping — especially below 700 — and you’re dealing with EMI bounces, overdue payments, multiple payday loans, increasing outstanding dues or frequent collection calls, don’t ignore the situation.
Give the stress to us. We’re here to support you. 🤝
At *Shivafinz, we review your *income, expenses, existing loan obligations, repayment capacity and credit profile to understand your situation and work with lenders to negotiate the outstanding principal and work towards proper loan account closure.
How Our Debt Restructuring Assistance Works
✅ Review of your financial and credit profile
✅ Assessment of income, expenses and existing loan obligations
✅ Assistance with lender/collection communication
✅ Negotiation focused on proper account closure
✅ Guidance on repayment and precautionary measures
❌ We do not focus on settlement
Why Proper Loan Closure Matters
A settled loan account can negatively affect your future creditworthiness and loan eligibility.
Our objective is to work towards *proper closure after negotiation, which may improve your chances of becoming eligible for future credit, subject to your *CIBIL score, credit profile, income, lender policies and eligibility criteria.
💰 Our Pricing Starts From ₹19,999 + GST | 6 Months
📲 Facing payday-loan stress or collection calls?
DM “RESTRUCTURE” and let us assess your profile.
👉 Follow Shivafinz for practical and professional insights on:
- Payday Loans & Loan Management
- Debt Restructuring & Debt Management
- CIBIL Score & Credit Score Improvement
- Loan Closure & Credit Profile Management
- Personal Loan & Debt Management
- Credit Management & Financial Planning
- Personal Finance & Financial Awareness
- Loan Eligibility & Responsible Borrowing
📌 Follow, Subscribe & Stay Updated with Shivafinz for practical financial education and credit-management insights.
📞 Call/WhatsApp: +91 97394 68041
🌐 Website: www.shivafinz.com
📸 Instagram: https://www.instagram.com/shivafinz/
💼 LinkedIn: https://in.linkedin.com/company/shivafinz
▶️ YouTube: https://www.youtube.com/@Shivafinz
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